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444 Deposits & 555 Deposits

       The salient features of 444 Days & 555 Days deposits:-


Period of Scheme

444 Days

555 Days


Rate of interest

6.60%  P.A

6.70% P.A


Deposit Amount:-





As applicable for FD/KCC deposits



Less than Rs.1 Crore

Less than Rs.1 Crore


  • Both 444 days and 555 days FD/KCC can be opened with AUTO RENEWAL facility at prevailing rate of interest on the date of maturity/renewal.
  • The above mentioned deposit slabs shall be available under NRE & NRO category also.
  • In terms of RBI guidelines, no interest will be paid on NRE Term deposits if closed before the completion of one year.
  • Additional interest to senior citizens & staff members will be paid as per existing guidelines.
  • The deposits under these slabs can be accepted from all segments except bank deposits.
  • Premature closure penalty of 1% will be applicable to all deposits.
  • Splitting/slicing of deposits to obtain higher rate of interest is prohibited as the same is violative of RBI guidelines.
  • These deposits are made available for a limited period only.

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